Our Retirement Annuities give you more than conventional retirement solutions. You also get rewarded for taking proactive steps to manage your money and your health. Whether you invest a lump-sum or pay in monthly contributions, we have a plan that's right for you.

Our Retirement Income Plans are designed to give you a regular income throughout your retirement. The Living Annuity allows you to manage your retirement savings the way that you want to, while the Fixed Annuity gives you peace of mind from knowing what your income will be in retirement.

A Preserver Plan is an investment designed to keep your retirement savings invested if you’re leaving your employer as a result of resignation, dismissal, or retrenchment, or if your pension or provident fund is wound up. With these plans you preserve your pension or provident fund savings from your previous employer until you retire. Our Preserver Plans give you more than conventional retirement solutions. You also get rewarded for taking proactive steps to manage your money and your health.

Our Flexible Investment Plans allow you to access your money whenever you need it. We give you the freedom to choose from top local and international funds, managed by leading fund managers. Whether you chose to invest a lump-sum or monthly, locally or offshore, we have a plan to meet your needs.

Our Endowment Plans are medium-term investments that give you access to a wide range of funds, managed by leading fund managers. These plans might suit you if you can keep your money invested for at least five years. And we reward you the longer you stay invested, the more you invest and the healthier you become. Whether you choose to invest a lump-sum or monthly, locally or offshore, we have a plan to meet your needs.

Our Guaranteed Return Plans are five-year investment plans that give you peace of mind from knowing exactly what your investment will be worth at the end of the five-year period. You can choose from two Guaranteed Return Plans: the Guaranteed Growth Plan and the Guaranteed Income Plan. These are low-risk investments that are well-suited for volatile times.

Aim to diversify your investment portfolio by including a portion that you invest offshore. Consider investing in US dollars, British pounds or euros with our Global Investment Plans.